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Is Filing For Chapter 7 Bankruptcy An Option?

It is a common misconception that bankruptcy filers are reckless spenders, but that has often proven to be a myth. We have represented countless clients in bankruptcy cases who experienced unexpected events such as divorce, medical emergencies and death that compromised their finances.

At Elton Jenkins Law, P.L.L.C., we are committed to helping you regain control and obtain a fresh start. You do not have to go through a bankruptcy proceeding alone and, with nearly two decades of experience, we can teach you the ins and outs of the process.

Here are some commonly asked questions by clients who are thinking about declaring Chapter 7 bankruptcy in Oklahoma and how our office can help.

Who Qualifies For Chapter 7 Bankruptcy?

Depending on your median income, expenses, debts and household size, you may qualify for Chapter 7 bankruptcy. If you are facing a large amount of debt, but have a limited income, you may be eligible to file. We offer free 30-minute consultations to help you determine if you qualify.

What Does Chapter 7 Bankruptcy Do?

Declaring bankruptcy offers many benefits, including giving debtors a fresh start. After filing, unsecured debts can be discharged, protecting you, your future income and property from creditors.

Chapter 7 bankruptcy can discharge unsecured debts such as:

  • Credit cards
  • Medical bills
  • Unsecured personal and business loans
  • Payday loans

However, secured debts cannot be discharged in Chapter 7 bankruptcy. Our attorney can review your debts and determine if they are eligible to be discharged.

Losing Hope Is Not An Option

As your attorney, we will not leave you in the dark. We offer honest answers to your questions about debt relief and will explain what you can expect every step of the way. You will remain in control from beginning to end.

Do not go through the bankruptcy process alone. Call our seasoned bankruptcy lawyer at 405-928-8708 to discuss your case with a complimentary consultation. In addition, you may request a case evaluation at our office in Norman by completing our online appointment request form.